One of the first steps you take when you are making a decision about your gardening schedule is find your USDA Zone info. The zone info helps tell us things like average date of last frost and lowest expected temperature for your area.

You should be able to determine when you can plant money plant by referring to the USDA zone info for Santa Cruz.

Planting Calendar for Money Plant

Frost tolerance for money plant:	Tolerant of some frost.
When to plant:	Up to 5 weeks before last frost.

Money Plant do ok in mild cold which means that you can plant them a little bit earlier in the year than other plants that might not handle the cold.

The earliest that you can plant money plant in Santa Cruz is January. However, you really should wait until February if you don't want to take any chances.

The last month that you can plant money plant and expect a good harvest is probably October. You probably don't want to wait any later than that or else your money plant may not have a chance to really do well. If you are starting your money plant indoors then you might be able to get away with starting them a few weeks earlier.

Last Frost Date

The average date of last frost is February 15 in Santa Cruz. It might get as low as 25°F during the coldest months of winter.

Just be sure to remember that the actual date of last frost is not always accurate because it is based on the USDA zone info for Santa Cruz and it will vary from year to year. Since half of the time in Santa Cruz there is a last frost after February 15 be ready to cover your money plant in the event of a surprise late frost.

USDA Zone Info for Santa Cruz

Here is the info for USDA Zone 9b.

Average Date of Last Frost (spring)	February 15
Average Date of First Frost (fall)	December 15
Lowest Expected Low	25°F
Highest Expected Low	30°F

This means that on a really cold year, the coldest it will get is 25°F. On most years you should be prepared to experience lows near 30°F.

Plants to Grow in Santa Cruz

You may be interested in your other planting guides for Santa Cruz.