The USDA Zone info is a great tool for gardeners to help us figure out your gardening schedule. The zone info helps tell us things like average date of last frost and lowest expected temperature for your area.

You can determine when it's a good idea to plant cosmos in Loveland by referring to the USDA zone info.

Planting Calendar for Cosmos

Frost tolerance for cosmos:	Tolerant of a very small amount of frost.
When to plant:	Up to 3 weeks before last frost.

You can plant cosmos just a tiny bit earlier in the year because they are one of those plants that can tolerate a tiny bit of cold weather.

The earliest that you can plant cosmos in Loveland is March. However, you really should wait until April if you don't want to take any chances.

The last month that you can plant cosmos and expect a good harvest is probably August. Any later than that and your cosmos may not have a chance to really do well. If you are starting your cosmos indoors then you might be able to get away with starting them a little bit earlier.

Last Frost Date

On average all chance of frost has passed is on April 15 in Loveland. In the coldest months of winter you can expect an average low temperature of -15°F.

Remember that the actual date of last frost is not always accurate because it is based on the USDA zone info for Loveland and it can change quite a bit from year to year. Half of the time in Loveland it frosts late in the year after April 15 so just be sure to be ready to protect your cosmos if you have a surprise late frost.

USDA Zone Info for Loveland

Here is the info for USDA Zone 5b.

Average Date of Last Frost (spring)	April 15
Average Date of First Frost (fall)	October 15
Lowest Expected Low	-15°F
Highest Expected Low	-10°F

This means that on a really cold year, the coldest it will get is -15°F. On most years you should be prepared to experience lows near -10°F.

Plants to Grow in Loveland

You may be interested in your other planting guides for Loveland.