Before planting it is a good idea to find your USDA Zone info to estimate your garden schedule. The most important data that the zone info tells us is average last frost and the lowest expected temperature for your area.

The USDA zone info for Cocoa can be used to determine when you can plant banana.

Planting Calendar for Banana

Frost tolerance for banana:	Not tolerant of frost.
When to plant:	After all chance of frost has passed.

It's probably a bad idea to plant banana until after the last frost has passed because they require warm weather.

The earliest that you can plant banana in Cocoa is March. However, you really should wait until April if you don't want to take any chances.

The last month that you can plant banana and expect a good harvest is probably September. Any later than that and your banana may not have a chance to grow to maturity. If you are starting your banana indoors then you might be able to get away with starting them a little bit earlier.

Last Frost Date

The average date of last frost is February 15 in Cocoa. In the coldest months of winter you should expect an average low temperature of 25°F.

Keep in mind that USDA zone info for Cocoa may not be accurate from year to year and the actual date of last frost changes from year to year. Half of the time in Cocoa there is a last frost after February 15 so be sure to be ready to protect your banana in the event of a late frost.

USDA Zone Info for Cocoa

Here is the info for USDA Zone 9b.

Average Date of Last Frost (spring)	February 15
Average Date of First Frost (fall)	December 15
Lowest Expected Low	25°F
Highest Expected Low	30°F

This means that on a really cold year, the coldest it will get is 25°F. On most years you should be prepared to experience lows near 30°F.

Plants to Grow in Cocoa

You may be interested in your other planting guides for Cocoa.