The USDA Zone info is a great tool for gardeners to help us determine your gardening schedule. The most important data that the zone info tells us is average last frost and the lowest expected temperature for your area.

The USDA zone info for Palatka can be used to figure out when it's possible to plant banana.

Planting Calendar for Banana

Frost tolerance for banana:	Not tolerant of frost.
When to plant:	After the last frost.

Banana require warm weather which tells us that it's necessary to wait until it warms up after the last frost when the weather gets warmer before you can plant them.

The earliest that you can plant banana in Palatka is March. However, you really should wait until April if you don't want to take any chances.

The last month that you can plant banana and expect a good harvest is probably September. You probably don't want to wait any later than that or else your banana may not have a chance to fully mature. Starting your banana indoors is a great way to get them started a little bit earlier.

Last Frost Date

In Palatka the average date of last frost happens on February 15. It might get as low as 20°F during the coldest months of winter.

Since the USDA zone info for Palatka is just an average the actual date of last frost will vary from year to year. Half of the time in Palatka last frost occurs after February 15 so be sure to be ready to cover your banana in the event of a late frost.

USDA Zone Info for Palatka

Here is the info for USDA Zone 9a.

Average Date of Last Frost (spring)	February 15
Average Date of First Frost (fall)	December 15
Lowest Expected Low	20°F
Highest Expected Low	25°F

This means that on a really cold year, the coldest it will get is 20°F. On most years you should be prepared to experience lows near 25°F.

Plants to Grow in Palatka

You may be interested in your other planting guides for Palatka.