One of the best tools that you have as gardeners to help us estimate your gardening schedule is the USDA zone info. The most important data that the zone info tells us is average last frost and the lowest expected temperature for your area.

In Panama City you can figure out when to plant banana by looking at the USDA zone info.

Planting Calendar for Banana

Frost tolerance for banana:	Not tolerant of frost.
When to plant:	After the last frost when the weather gets warmer.

It's probably a bad idea to plant banana until after the last frost because they are not cold tolerant.

The earliest that you can plant banana in Panama City is March. However, you really should wait until April if you don't want to take any chances.

The last month that you can plant banana and expect a good harvest is probably September. Any later than that and your banana may not have a chance to grow to maturity. If you are starting your banana indoors then you might be able to get away with starting them a few weeks earlier.

Last Frost Date

On average the last frost when the weather gets warmer is on February 15 in Panama City. You should expect an average low temperature of 20°F in the coldest months of winter.

Remember that USDA zone info for Panama City is not always accurate and the actual date of last frost is different every year. Since half of the time in Panama City you get a frost after February 15 be ready to cover your banana in the event of a surprise late frost.

USDA Zone Info for Panama City

Here is the info for USDA Zone 9a.

Average Date of Last Frost (spring)	February 15
Average Date of First Frost (fall)	December 15
Lowest Expected Low	20°F
Highest Expected Low	25°F

This means that on a really cold year, the coldest it will get is 20°F. On most years you should be prepared to experience lows near 25°F.

Plants to Grow in Panama City

You may be interested in your other planting guides for Panama City.