One of the best tools that you have as gardeners to help us estimate your gardening schedule is the USDA zone info. The most important data that the zone info tells us is average last frost and the lowest expected temperature for your area.

The USDA zone info for Spencer should be reviewed to estimate when it's a good idea to plant banana.

Planting Calendar for Banana

Frost tolerance for banana:	Not tolerant of frost.
When to plant:	After all chance of frost has passed.

Since banana are not cold tolerant it is important to wait until after the last frost before you can plant them.

The earliest that you can plant banana in Spencer is April. However, you really should wait until May if you don't want to take any chances.

The last month that you can plant banana and expect a good harvest is probably August. Any later than that and your banana may not have a chance to fully mature. You can get started a little bit earlier by starting your banana indoors.

Last Frost Date

The average date of last frost is April 15 in Spencer. It might get as low as -20°F during the coldest months of winter.

It's important to remember that the actual date of last frost is not always accurate because it is based on the USDA zone info for Spencer and it is different every year. Half of the time in Spencer there is a last frost after April 15 so just be sure to be ready to protect your banana in the event of one of those late frosts.

USDA Zone Info for Spencer

Here is the info for USDA Zone 5a.

Average Date of Last Frost (spring)	April 15
Average Date of First Frost (fall)	October 15
Lowest Expected Low	-20°F
Highest Expected Low	-15°F

This means that on a really cold year, the coldest it will get is -20°F. On most years you should be prepared to experience lows near -15°F.

Plants to Grow in Spencer

You may be interested in your other planting guides for Spencer.